James Perkins

Chief Product & Technology Executive

πŸ“ Philadelphia, PA βœ‰οΈ jamesrperkins@gmail.com πŸ“± 610-203-4775 πŸ”— LinkedIn

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Executive Summary

Transformational Product & Technology executive driving enterprise-scale innovation at JPMorgan Chase with $300M P&L, 230-person global team across 5 countries, and 300M+ annual transaction volume. As Head of In-Store Payments (2019–Present), orchestrated one of the firm's most successful acquisition integrations while scaling the devices business from startup to $300M revenue. First major bank to launch Apple Tap to Pay for iPhone targeting enterprise merchants. Negotiated $200M in strategic cost reductions while achieving 3x market share growth, 50% NPS improvement, and maintaining 95%+ employee satisfaction through COVID-19 crisis.

Strategic Impact Highlights

$300M
Revenue Built from Zero
230
Global Team Members
300M+
Annual Transactions
3x
Market Share Growth
$200M
Cost Reductions
95%+
Employee Satisfaction

Professional Experience

JPMorgan Chase & Co. β€” Head of In-Store Payments, Merchant Services

Philadelphia, PA β€’ 2019 – Present

Global Leadership: 230-person team across 5 countries | $60M operating budget | 300M+ annual transactions | $300M revenue
  • Business Transformation: Built and scaled front-end devices business from $0 to $300M annually with full P&L ownership
  • Innovation Leadership: Led launch of Apple Tap to Pay for enterprise merchants; pioneered in-store integration of biometric payments
  • M&A Excellence: Orchestrated transformational fintech acquisition integration; passed OCC evaluation
  • Crisis Management: Zero COVID-19 supply chain disruption; 95%+ remote team satisfaction for 3 years
  • Value Creation: $200M+ negotiated savings; 50% NPS improvement; 3x market share growth
  • Talent Development: 80% promotion rate for mentees; highest satisfaction scores in Payments LOB

JPMorgan Chase & Co. β€” Head of Digital Wallets & Omnichannel Gateway

Philadelphia/Wilmington, DE β€’ 2015 – 2019

  • Owned enterprise-scale digital wallets (Apple Pay, Google Pay, Samsung Pay) supporting millions of transactions
  • Managed "Orbital" gateway strategy and APIs for Fortune 500 merchants
  • Led M&A target identification and due diligence for strategic acquisitions
  • Published thought leadership for ETA and NRF

CityRyde β€” Co-Founder & CEO

Philadelphia, PA β€’ 2007 – 2010

  • Pioneered bike-sharing technology; featured in Entrepreneur Magazine
  • Won Green Business of the Year award

Core Competencies

Product Strategy & Innovation
Platform Modernization & AI
Digital Wallets & In-Store Payments
M&A Strategy & Integration
Crisis & Change Management
P&L Management ($300M+)
Global Team Leadership
Board Engagement

Board & Advisory

  • Chairman, Pierce College Advisory Board for Information Technology
  • Board-Ready for Technology, Innovation, Risk, and Audit committees
  • Regular Presenter to JPMorgan Chase Board of Directors

Education

Drexel University β€” B.S., Information Systems (Honors), Pennoni Honors College β€’ AJ Drexel Scholarship